Cristiano needs an extension on his student loan, but loan officer Johnny Ford says with his credit score, he can't give him one. The soulful twink asks if there's anything Johnny can do... and the daddy can think of one thing. The guys suck each other, then Johnny bends Cristiano over his desk and takes that hole. The twink rides Johnny and cums as the top fucks him missionary on the desk, then Johnny pulls out and blows his load. Looks like he can extend the loan after all!